A year of books, caught up and tied to the penny
Send the bank statements you haven’t opened, answer a few plain-English questions, and get back a year of finished books with a numbered certificate that proves your books match your bank.
- $500, one time
- If your books don’t tie to the penny, you don’t pay
- Opening price through [Date TBD], then $1,250
LedgerSmith is a bookkeeping catch-up service for small business owners who’ve fallen behind.
- Sole proprietors
- Single-member LLCs
- Small S-corps
- One or two bank accounts
- A CPA or tax preparer at filing time
- Chapter 1: The pile
- Chapter 2: The fix
- Chapter 3: The proof
- Chapter 4: The deal
The books get done at 11pm, if they get done at all
You started the business to do the work you’re good at. The books came with it, a second job nobody trained you for.
When the books happen- 11:00 PM
- Sunday
- The week before your CPA appointment
Then your CPA asks for numbers you don’t have
Being behind means you don’t know your real numbers. Worse, you can’t tell whether the ones you have are right.
- A tax bill shows up that nobody saw coming
- A lender asks for a P&L
- Your CPA starts asking questions
Every month you wait, the pile gets taller
Each month adds another statement, and every statement makes the pile easier to put off.
“As soon as I get behind I just kind of give up and get more behind.”
One expense in the wrong category in March turns into a hunt through a year of transactions in April.
If your books don’t tie to the penny, you don’t pay.
Every fix you’ve tried still leaves you guessing
The books cause two problems. They eat your nights, and you can’t tell whether they’re right. Every fix you’ve tried leaves you with at least one.
Bookkeeping software
You pay for QuickBooks and still do the books yourself. Nothing about it is quick, and nothing tells you it’s right.
A bookkeeper or service
Services charge $300 to $700 a month and still ask you about everything. Bench shut down in December 2024 with more than 35,000 customers.
Doing it yourself in spring
You give up your weekends and still miss things. One CPA called an owner’s DIY books “about 80% correct, and it was a ton of work to clean up.”
- Chapter 1: The pile
- Chapter 2: The fix
- Chapter 3: The proof
- Chapter 4: The deal
LedgerSmith takes the work and the doubt off your plate
You send statements. We send back finished books.
Your part is two steps. The third is ours, and nothing ships until it passes.
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Upload your statements
Download PDFs from your bank’s website, or send scans or clear phone photos. You never share your bank login.
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Answer a few questions
We ask about anything unclear, like “Verizon Wireless, $118?” You type “phone bill,” and LedgerSmith learns.
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Get books that tie to the penny
Every account must match your bank statements to the cent before anything ships. A numbered certificate proves it.
- Chapter 1: The pile
- Chapter 2: The fix
- Chapter 3: The proof
- Chapter 4: The deal
One cent off, and your books don’t ship
Beginning balance plus every transaction has to equal the ending balance on your bank statement. If one account is off by a single cent, the gate closes and points to the line that caused it. Nobody here can override it.
Books that don’t tie never ship, so the guarantee is simple.
If your books don’t tie to the penny, you don’t pay.
Try it. Move one penny and watch the gate close.
Hand your CPA a finished file
- Monthly P&Ls for the year we catch up
- A workpaper with every transaction, every question we asked, and every answer you gave
- A numbered certificate your CPA, your banker, or a buyer can verify online
- Your CPA a file they can work from
- A lender a P&L backed by a certificate
- You your real numbers before you pay yourself, hire, or borrow
If your books don’t tie to the penny, you don’t pay.
- Chapter 1: The pile
- Chapter 2: The fix
- Chapter 3: The proof
- Chapter 4: The deal
A full year of books, caught up
A bookkeeping service charges $300 to $700 a month. The catch-up covers a full year for $500.
Opening price through [Date TBD]. After that, a catch-up costs $1,250.
One full year of books for one business, with up to two bank accounts and no limit on transactions.
- Monthly P&Ls for the full year
- A workpaper with every transaction, question, and answer
- A numbered certificate you can verify online
- If your books don’t tie to the penny, you don’t pay
One-time payment. Card required. One catch-up per business.
Why $500
We want your books done before filing season. Start by [Date TBD], and they’re finished before most CPAs hit their March and April rush.
After the catch-up
$199 a month keeps your books current, starting the month after your catch-up ends. It’s optional, and there’s no annual contract.
Your bank login stays with you
- LedgerSmith never asks for your bank login, and never will.
- You upload statements through a secure portal, never by email.
- Account numbers and other identifying digits are stripped before any transaction reaches the AI.
- Your data is never used to train AI models.
- Files stay encrypted in transit and at rest, under a written security program built to the FTC Safeguards Rule.
Your books, held to an IRS special agent’s standard
The family behind LedgerSmith spent 43 years taking books apart for tax authorities. Now that experience goes into putting yours together.
- 10 years · Puerto Rico income tax
- 33 years · IRS special agent
- 43 years enforcing the standard
Domingo Pierantoni Sr. spent 10 years with Puerto Rico’s income tax authority, then 33 years as an IRS special agent investigating large-scale fraud. His family built LedgerSmith to that standard. It’s why the penny gate has no override, and why the books you get back are ready for your CPA, your banker, or a buyer.
He knows what books look like when they hold up.
Before you send your statements
Does LedgerSmith file my taxes?
No. LedgerSmith does bookkeeping only. Your CPA or tax preparer files your return, using the finished file we hand back.
How long does a catch-up take?
It usually takes days. You can check status in your portal anytime, and we’ll tell you if yours will take longer.
What do I need to send?
Bank statements for the year we’re catching up, for up to two accounts. PDFs from your bank’s website work best, and scans or clear phone photos work too.
Will it tell me what’s tax deductible?
It puts every expense in the right category on your P&L. What you deduct is a call for your CPA.
Can AI really get my books right?
Every set has to tie to your bank statements to the penny before it ships, and the certificate shows it did. Anything the software can’t resolve becomes a question for you.
What if I’m more than a year behind, or have more than two accounts?
The $500 catch-up covers one business, up to two bank accounts, and one year. Bigger jobs use our published cleanup pricing.
What happens after my catch-up?
Nothing, unless you want it to. Monthly bookkeeping is $199 a month, starting the month after your catch-up ends, with no annual contract.
Is LedgerSmith right for my business?
It fits US businesses that keep their books on a cash basis. If you need accrual or inventory accounting, the catch-up isn’t the right fit.
Can I buy more than one catch-up?
One per business, ever. It’s priced so you can try us.
Walk into tax season with 2026 done
Send us the statements and answer a few questions. We’ll send back books that tie to the penny, and if they don’t, you don’t pay.
$500 one time, through [Date TBD]. Then $199 a month, only if you want it.