Answer a few plain-English questions, and we’ll send back a year of books that tie to the penny, usually within days. Every set comes with a numbered certificate that proves it.
If your books don’t tie to the penny, you don’t pay.
What you’ve tried
Software, bookkeepers, and spring weekends all leave you guessing
The books give you two worries, the work and the doubt. Every fix you’ve tried leaves at least one of them with you.
What you triedLeft with you
Bookkeeping software
You pay for QuickBooks and still do the books. There’s nothing quick about it, and nothing tells you it’s right.
Left with youThe workThe doubt
A bookkeeper or service
Services charge $300 to $700 a month and still ask you about everything. Bench shut down in December 2024 with more than 35,000 customers.
Left with youThe doubt
Doing it yourself in spring
You give up your weekends and still miss things. One CPA called an owner’s DIY books “about 80% correct, and it was a ton of work to clean up.”
Left with youThe workThe doubt
So the books start to feel like something you just have to suffer through.
How LedgerSmith works
Take the books off your plate, and know they’re right
You send statements and answer a few questions. We send back finished books, with proof they tie to the penny.
1
Upload your statements
PDFs, scans, or clear phone photos. You never share a bank login.
2
Answer a few questions
“Verizon Wireless, $118?” You type “phone bill,” and LedgerSmith learns your categories as it goes.
3
Get books that tie to the penny
Every account matches your bank statements to the cent before anything ships, with a numbered certificate to prove it.
The penny gate
One cent off, and your books don’t ship
Beginning balance plus every transaction has to equal the ending balance on your bank statement. If one account is off by a single cent, the gate closes and points to the line that caused it. Nobody here can override it.
Books that don’t tie never ship, so the guarantee is simple.
If your books don’t tie to the penny, you don’t pay.
What you get back
Hand your CPA a finished file
Monthly P&Ls for the year we catch up
A workpaper with every transaction, every question we asked, and every answer you gave
A numbered certificate your CPA, your banker, or a buyer can verify online
Your CPAa file they can work from
A lendera P&L backed by a certificate
Youyour real numbers before you pay yourself, hire, or borrow
One-time payment. Card required. One catch-up per business.
Why $500
We’re new, and we want our first customers caught up before filing season. Start by [Date TBD], and your books are done before most CPAs hit their March and April rush.
After the catch-up
$199 a month keeps your books current, starting the month after your catch-up ends. It’s optional, and there’s no annual contract.
Security
Your bank login stays with you
LedgerSmith never asks for your bank login, and never will.
You upload statements through a secure portal, never by email.
Account numbers and other identifying digits are stripped before any transaction reaches the AI.
Your data is never used to train AI models.
Files stay encrypted in transit and at rest, under a written security program built to the FTC Safeguards Rule.
Who’s behind it
Built by a family that spent 43 years taking books apart
LedgerSmith is new, and after Bench, it’s fair to ask whether we’ll still be here next year. We don’t have years of reviews yet, so here’s the standard behind every set of books.
10years · Puerto Rico income tax
33years · IRS special agent
43years enforcing the standard
Domingo Pierantoni Sr. spent 10 years with Puerto Rico’s income tax authority, then 33 years as an IRS special agent investigating large-scale fraud. He knows what books look like when they hold up. His family built LedgerSmith to that standard, and it’s why the penny gate has no override.
Questions
Before you send your statements
Does LedgerSmith file my taxes?
No. LedgerSmith does bookkeeping only. Your CPA or tax preparer files your return, using the finished file we hand back.
How long does a catch-up take?
It usually takes days. You can check status in your portal anytime, and we’ll tell you if yours will take longer.
What do I need to send?
Bank statements for the year we’re catching up, for up to two accounts. PDFs from your bank’s website work best, and scans or clear phone photos work too.
Will it tell me what’s tax deductible?
It puts every expense in the right category on your P&L. What you deduct is a call for your CPA.
Can AI really get my books right?
Every set has to tie to your bank statements to the penny before it ships, and the certificate shows it did. Anything the software can’t resolve becomes a question for you.
What if I’m more than a year behind, or have more than two accounts?
The $500 catch-up covers one business, up to two bank accounts, and one year. Bigger jobs use our published cleanup pricing.
What happens after my catch-up?
Nothing, unless you want it to. Monthly bookkeeping is $199 a month, starting the month after your catch-up ends, with no annual contract.
Is LedgerSmith right for my business?
It fits US businesses that keep their books on a cash basis. If you need accrual or inventory accounting, the catch-up isn’t the right fit.
Can I buy more than one catch-up?
One per business, ever. It’s priced so you can try us.
Walk into tax season with 2026 done
Send us the statements and answer a few questions. We’ll send back books that tie to the penny, and if they don’t, you don’t pay.